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Updated: December 2, 2024
2025 Mortgage Loan Limits: Fillmore County, Minnesota
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
Fillmore County, Minnesota, mortgage loan limits apply in:
Fillmore County 2025 mortgage loan limits include the following cities: Amherst, Arendahl, Beaver, Bloomfield, Bristol, Canton, Canton (Township), Carimona, Carrolton, Chatfield (Township), Fillmore, Forestville, Fountain, Fountain (Township), Harmony, Harmony (Township), Holt, Jordan, Lanesboro, Mabel, Newburg, Norway, Ostrander, Peterson, Pilot Mound, Preble, Preston, Preston (Township), Rushford, Rushford Village, Spring Valley, Spring Valley (Township), Sumner, Whalan, Wykoff, York
Historical Charts: Mortgage Loan Limits in Fillmore County, Minnesota
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Fillmore County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Fillmore County, Minnesota
Mortgage statistics for Fillmore County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
1269
Loan Type
Relative Share
Conventional
78.25%
FHA
9.69%
VA
6.54%
USDA
5.52%
Property Type
Relative Share
1-Unit Homes
98.66%
2-Unit Homes
0.95%
3-Unit Homes
0.24%
4-Unit Homes
0.16%
Borrower Status
Relative Share
One Applicant
54.06%
Two or More Applicants
45.94%
Gender
Relative Share
Male
31.44%
Female
23.96%
Joint Sex
42.24%
Not Available
2.36%
Race
Relative Share
American Indian / Alaska Native
0.16%
Asian
0.32%
Black / African American
0.16%
Native Hawaiian / Other Pacific Islander
0.08%
White
92.91%
Mixed Race
1.02%
Other Race
5.36%
Ethnicity
Relative Share
Hispanic or Latino
0.63%
Not Hispanic or Latino
91.88%
Joint Ethnicity
1.10%
Other Ethnicity
6.38%
Fillmore County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Fillmore County, Minnesota
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Fillmore County, Minnesota. Local loan limits and county-level mortgage data updated regularly.
