This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.
Updated: December 2, 2024
2025 Mortgage Loan Limits: Trumbull County, Ohio
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
Trumbull County, Ohio, mortgage loan limits apply in:
Trumbull County 2025 mortgage loan limits include the following cities: Bazetta, Bloomfield, Bolindale, Braceville, Bristol, Brookfield, Brookfield Center, Champion, Champion Heights, Churchill, Cortland, Farmington, Fowler, Girard, Greene, Gustavus, Hartford, Hilltop, Howland, Howland Center, Hubbard, Hubbard (Township), Johnston, Kinsman, Kinsman Center, Leavittsburg, Liberty, Lordstown, Maplewood Park, Masury, McDonald, McKinley Heights, Mecca, Mesopotamia, Morgandale, Newton, Newton Falls, Niles, Orangeville, South Canal, Southington, Vernon, Vienna, Vienna Center, Warren, Warren (Township), Weathersfield, West Farmington, West Hill, Yankee Lake
Historical Charts: Mortgage Loan Limits in Trumbull County, Ohio
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Trumbull County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Trumbull County, Ohio
Mortgage statistics for Trumbull County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
9964
Loan Type
Relative Share
Conventional
57.91%
FHA
30.37%
VA
8.65%
USDA
3.07%
Property Type
Relative Share
1-Unit Homes
97.69%
2-Unit Homes
1.99%
3-Unit Homes
0.18%
4-Unit Homes
0.14%
Borrower Status
Relative Share
One Applicant
67.44%
Two or More Applicants
32.56%
Gender
Relative Share
Male
42.56%
Female
24.10%
Joint Sex
27.10%
Not Available
6.24%
Race
Relative Share
American Indian / Alaska Native
0.26%
Asian
0.74%
Black / African American
3.84%
Native Hawaiian / Other Pacific Islander
0.05%
White
84.00%
Mixed Race
0.93%
Other Race
10.17%
Ethnicity
Relative Share
Hispanic or Latino
1.41%
Not Hispanic or Latino
85.69%
Joint Ethnicity
0.71%
Other Ethnicity
12.19%
Trumbull County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Trumbull County, Ohio
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Trumbull County, Ohio. Local loan limits and county-level mortgage data updated regularly.
