This website discusses mortgage programs and how to qualify. Your eligibility may vary based on lender guidelines and investor overlays. Check with your lender for specific details.
Updated: December 2, 2024
2025 Mortgage Loan Limits: Windsor County, Vermont
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
Windsor County, Vermont, mortgage loan limits apply in:
Windsor County 2025 mortgage loan limits include the following cities: Andover, Ascutney, Baltimore, Barnard, Bethel, Bethel (CDP), Bridgewater, Cavendish, Cavendish (CDP), Chester, Chester (CDP), Hartford, Hartford Village, Hartland, Hartland (CDP), Ludlow, Ludlow (Town), North Hartland, North Springfield, Norwich, Norwich (CDP), Plymouth, Pomfret, Proctorsville, Quechee, Reading, Rochester, Rochester (CDP), Royalton, Sharon, South Royalton, South Woodstock, Springfield, Springfield (CDP), Stockbridge, Weathersfield, Weston, Weston (CDP), West Windsor, West Woodstock, White River Junction, Wilder, Windsor, Windsor (CDP), Woodstock, Woodstock (Town)
Historical Charts: Mortgage Loan Limits in Windsor County, Vermont
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Windsor County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Windsor County, Vermont
Mortgage statistics for Windsor County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
3541
Loan Type
Relative Share
Conventional
84.27%
FHA
8.95%
VA
5.31%
USDA
1.47%
Property Type
Relative Share
1-Unit Homes
97.20%
2-Unit Homes
2.01%
3-Unit Homes
0.54%
4-Unit Homes
0.25%
Borrower Status
Relative Share
One Applicant
45.72%
Two or More Applicants
54.28%
Gender
Relative Share
Male
27.14%
Female
18.61%
Joint Sex
42.59%
Not Available
11.66%
Race
Relative Share
American Indian / Alaska Native
0.08%
Asian
1.81%
Black / African American
0.73%
Native Hawaiian / Other Pacific Islander
0.06%
White
71.14%
Mixed Race
2.15%
Other Race
24.03%
Ethnicity
Relative Share
Hispanic or Latino
1.30%
Not Hispanic or Latino
75.52%
Joint Ethnicity
1.67%
Other Ethnicity
21.52%
Windsor County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Windsor County, Vermont
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Windsor County, Vermont. Local loan limits and county-level mortgage data updated regularly.
