What is a USDA Mortgage?

Dan Green
Mortgage Expert Homebuyer.com
Updated December 13, 2024

A USDA mortgage is a 100% home loan available in rural and suburban parts of the country. USDA mortgages are known for low mortgage rates, discounted mortgage insurance, and no down payment minimums.

A Longer Definition: USDA Mortgage

USDA mortgages are no-money-down home loans for buyers in rural USDA-eligible areas. USDA loans are backed by the United States Department of Agriculture (USDA), which created the program after World War II.For eligible home buyers, USDA mortgages often offer the best combination of interest rate, monthly cost, and down payment.82.0% of USDA home buyers meet the definition of first-time home buyer.The program is modeled after two other successful housing programs: the FHA loan and the VA loan, which showed how government agencies can help reshape homeownership.Like the FHA and VA loan programs, the USDA mortgage program:1. $12. $13. $1

Rural Designations

The USDA mortgage is available in rural areas only and is sometimes called a Section 502 mortgage because the agency borrows its definition of rural from Section 502 of the Housing Act of 1949.That law defines rural communities as having fewer than 2,500 residents and not linked to a major city; of being rural "in character" with less than 10,000 residents; or, with less than 20,000 residents not related to a metropolitan statistical area.Then, in 2020, the Census Bureau added additional criteria to distinguish between rural and urban areas.- Fewer than 2,000 housing units or 5,000 people- Fewer than 500 residents per square mile- Not more than 425 housing units per square mile- Not within a half-mile radius of an airport with 2,500 passengers or more per year91 percent of the United States is within the USDA boundary, according to the USDA Eligibility Map.

USDA Mortgage Rate Chart

Homebuyer.com uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Data: Optimal Blue. Do not reprint without permission.
Optimal Blue, 30-Year Fixed Rate USDA Mortgage Index [OBMMIUSDA30YF], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/OBMMIUSDA30YF, 7/17/2025.

The USDA Mortgage Programs

The USDA housing program includes two loan types: the Guaranteed Loan program for higher-income households and the Direct Loan program for lower-income households. There is a third program for home repairs.

The USDA Guaranteed Loan Program

The official name of the USDA Guaranteed Loan program is Section 502 Single Family Housing Guaranteed Loan Program. According to the agency, the Guaranteed Loan Program accounts for 90 percent of USDA loans made each year.The USDA Guaranteed Loan program is the catch-all USDA mortgage. It allows for 100% financing without mortgage insurance and lets buyers come to closing with no money whatsoever.Section 502 Guaranteed Loans are available through mortgage lenders, brokers, and retail banks. USDA loans require a minimum 640credit score.

The USDA Direct Loan Program

The Section 502 Single Family Housing Direct Loan Program is less common and more limiting than the Guaranteed Loan program, accounting for just four percent of USDA loans made in recent years.USDA Direct Loans are issued directly by the USDA, not through lenders, brokers, or banks. The USDA reserves Direct Loans for low- and very-low-income households, which account for 25.6% of USDA home buyers. Loan terms extend to 38 years to minimize PITI monthly payments, and buyers must partake in credit education.The USDA pegs Direct Loan interest rates. Since December 2024, USDA Direct Loan mortgage rates are 4.25%percent. By comparison, current mortgage rates for a 30-year conventional loan average 6.50%.

The USDA Home Repair Loan Program

The USDA Section 504 Home Repair program makes loans up to $40,000 to help elderly, disabled, and low-income homeowners maintain the safety and livability of their homes. USDA Home Repair loans term for 20 years at a fixed interest rate of 1%. They're for existing homeowners only.

Compare USDA Guaranteed Loan Program and USDA Direct Loan Program

Loan TraitUSDA Guaranteed LoanUSDA Direct Loan
Where to ApplyMortgage CompaniesUSDA RD Office
Financeable Fees1% Guarantee Fee OnlyAll Loan Fees
Target CustomersUp to Moderate-Income HouseholdsLow- and Very-Low- Income Households
Loan Terms30 Years33 or 38 Years
Annual Fees0.35% of Loan Size$0
Max Loan SizeNo LimitUp to $776,600
Minimum FICO640640or Lender Discretion
In-Ground Swimming PoolsAllowedNot Allowed
Upfront Loan Fee1% of Loan SizeNone

USDA Mortgage Qualification Standards

To qualify for a USDA loan, home buyers must meet typical mortgage guidelines and special agency requirements, such as buying a home in the USDA Eligibility Map.Eligible home buyers must also:- Purchase a primary residence in a non-urban census tract- Use a 30-year fixed-rate mortgage (or 38-year for Direct Loans)- Earn a low or moderate household income- Carry a credit score of at least 640- Be a U.S. citizen or permanent resident alienThe USDA enforces maximum income limits by area, requires home buyers to complete a certified homeownership education course, and does not allow adjustable-rate mortgages.

Common Questions About USDA Mortgages

What are today's USDA mortgage rates?

USDA mortgage rates change daily with mortgage-backed securities and market conditions.

Are USDA mortgage rates good?

Yes, USDA mortgage rates are nearly always lower than conventional, FHA, and VA mortgage rates. For example, mortgage statistics show USDA mortgage rates average 24.9 basis points below conventional mortgage rates and 26.7 basis points below FHA mortgage rates.

Do USDA loans require a down payment?

No, the USDA mortgage program allows 100% financing on all homes in eligible areas. Home buyers aren't required to make a down payment.

Do USDA mortgages require mortgage insurance?

No, USDA mortgages don't require mortgage insurance, but the USDA charges a one-time, 1% guarantee fee at closing and adds a recurring 0.35 percent fee to USDA mortgages per year. The setup is similar to the FHA mortgage with its upfront and annual mortgage insurance premiums.

Can I add closing costs into a USDA mortgage?

Yes, the USDA Mortgage program lets home buyers add closing costs to their mortgage principal balance - even if the balance exceeds 100% of the home's purchase price. The USDA also permits seller concessions to help buyers get a lower mortgage rate.

Are USDA mortgages assumable?

Yes, USDA mortgages include an assumption clause, meaning that a future buyer of your home can purchase the home and the mortgage simultaneously, retaining your interest rate and loan term. Assumable mortgages can raise a home's resale value when interest rates rise because the payment isn't subject to current mortgage rates.

What types of homes can I buy with a USDA mortgage?

Home buyers can use USDA mortgages to finance 1-unit homes that are standalone, manufactured, modular, or condominiums.

Is there a minimum property size requirement for a USDA mortgage?

The minimum allowable home size for USDA home loans is 400 square feet for manufactured properties.

Can I get a USDA mortgage after a Chapter 7 bankruptcy?

Home buyers with a Chapter 7 bankruptcy in their credit history can apply for a USDA mortgage after a 3-year waiting period from the discharge date. This new allowance is effective from 2024.

Can I get a USDA mortgage after a Chapter 13 bankruptcy?

Home buyers with a Chapter 13 bankruptcy in their credit history can apply for a USDA mortgage after a 12-month waiting period after their debt restructuring plan is complete. This new allowance is effective from 2024.

Does the USDA use mortgage loan limits?

The Rural Housing Development Home Loan program enforces a maximum loan size by county, called the USDA Loan Limits. Home buyers can mortgage as much of their homes as their household income and monthly debts support within these limits.

Can I convert my home with a USDA mortgage to an Airbnb or VRBO short-term rental property?

USDA loans are for primary residences only. Homes cannot be converted into short-term rental properties.

How much are USDA mortgage closing costs?

Closing costs for a USDA loan vary by mortgage company and state. Closing costs are generally between 0-2% of the loan size.

How do I apply for a USDA mortgage?

Home buyers can apply for a USDA Guaranteed Loan online with a mortgage lender, or in-person at a bank branch office. Direct Loans for very-low-income borrowers require a direct application with the USDA.

New USDA Mortgage-Eligible Areas, Listed By State

Alabama

  • Brent, Bibb County, AL 35042 Map
  • Centre, Cherokee County, AL 35960 Map
  • Century, Escambia County, FL 36441 Map
  • Columbiana, Shelby County, AL 35051 Map
  • Evergreen, Conecuh County, AL 36401 Map
  • Fayette, Fayette County, AL 35555 Map
  • Geneva, Geneva County, AL 36340 Map
  • Grand Bay, Mobile County, AL 36541 Map
  • Haleyville, Winston County, AL 35565 Map
  • Hamilton, Marion County, AL 35570 Map
  • Hanceville, Cullman County, AL 35077 Map
  • Hazel Green, Madison County, AL 35750 Map
  • Headland, Henry County, AL 36345 Map
  • Jackson, Clarke County, AL 36545 Map
  • Lake View, Jefferson County, AL 35111 Map
  • Moulton, Lawrence County, AL 35650 Map
  • Moundville, Hale County, AL 35474 Map
  • Piedmont, Calhoun County, AL 36272 Map
  • Roanoke, Randolph County, AL 36274 Map
  • Springville, St. Clair County, AL 35146 Map
  • Sumiton, Jefferson County, AL 35148 Map
  • Tallassee, Elmore County, AL 36078 Map
  • Thomasville, Clarke County, AL 36784 Map
  • Union Springs, Bullock County, AL 36089 Map
  • Woodstock, Jefferson County, AL 35111 Map

Alaska

  • Barrow, North Slope Borough, AK 99723 Map
  • Kotzebue, Northwest Arctic Borough, AK 99752 Map
  • Nome, Nome Census Area, AK 99762 Map

Arizona

  • Ajo, Pima County, AZ 85321 Map

Avra Valley, Pima County, AZ 85653 Map

Chinle, Apache County, AZ 86503 Map

Clifton, Greenlee County, AZ 85533 Map

Colorado City, Mohave County, AZ 86021 Map

Eagar, Apache County, AZ 85925 Map

Eloy, Pinal County, AZ 85131 Map

Holbrook, Navajo County, AZ 86025 Map

Kayenta, Navajo County, AZ 86033 Map

Lake Montezuma, Yavapai County, AZ 86335 Map

Picture Rocks, Pima County, AZ 85743 Map

Rio Rico Northeast, Santa Cruz County, AZ 85648 Map

San Carlos, Gila County, AZ 85550 Map

San Manuel, Pinal County, AZ 85631 Map

St. Johns, Apache County, AZ 85936 Map

Superior, Pinal County, AZ 85173 Map

Whiteriver, Gila County, AZ 85941 Map

Willcox, Cochise County, AZ 85643 Map

Williams, Coconino County, AZ 86046 Map

Newly-Added USDA Mortgage ZonesMapAshdown, Little River County, AR 71822 Map

Bald Knob, White County, AR 72010 Map

Booneville, Logan County, AR 72927 Map

Brinkley, Monroe County, AR 72021 Map

Cherokee Village, Fulton County, AR 72529 Map

Corning, Clay County, AR 72422 Map

Dermott, Drew County, AR 71638 Map

DeWitt, Arkansas County, AR 72042 Map

England, Lonoke County, AR 72046 Map

Fordyce, Dallas County, AR 71742 Map

Green Forest, Carroll County, AR 72638 Map

Greenbrier, Faulkner County, AR 72058 Map

Hamburg, Ashley County, AR 71646 Map

Lake Village, Chicot County, AR 71653 Map

Lonoke, Lonoke County, AR 72086 Map

Manila, Mississippi County, AR 72442 Map

Marianna, Lee County, AR 72360 Map

McGehee, Desha County, AR 71654 Map

Nashville, Howard County, AR 71852 Map

Ozark, Franklin County, AR 72949 Map

Paris, Logan County, AR 72855 Map

Piggott, Clay County, AR 72454 Map

Prescott, Nevada County, AR 71857 Map

Waldron, Scott County, AR 72958 Map

Newly-Added USDA Mortgage ZonesMapAlturas, Modoc County, CA 96101 Map

Angels, Calaveras County, CA 95222 Map

Arbuckle, Colusa County, CA 95912 Map

Bonadelle Ranchos, Madera County, CA 93636 Map

Burney, Shasta County, CA 96013 Map

California City, Kern County, CA 93505 Map

Calipatria, Imperial County, CA 92233 Map

Colfax, Placer County, CA 95713 Map

Cottonwood, Shasta County, CA 96022 Map

East Quincy, Plumas County, CA 95971 Map

Esparto, Yolo County, CA 95627 Map

Frazier Park, Kern County, CA 93225 Map

Guerneville, Sonoma County, CA 95446 Map

Hidden Valley Lake, Lake County, CA 95467 Map

Hilmar, Merced County, CA 95324 Map

Kelseyville, Lake County, CA 95451 Map

Lake Los Angeles, Los Angeles County, CA 93591 Map

Lake Wildwood, Nevada County, CA 95946 Map

Los Molinos, Tehama County, CA 96055 Map

Mojave, Kern County, CA 93501 Map

North Shore, Riverside County, CA 92254 Map

Oakhurst, Madera County, CA 93644 Map

Phelan, San Bernardino County, CA 92371 Map

Planada, Merced County, CA 95365 Map

Poplar, Tulare County, CA 93257 Map

Portola, Plumas County, CA 96122 Map

Rancho Murieta, Sacramento County, CA 95683 Map

Richgrove, Tulare County, CA 93261 Map

Rio Dell, Humboldt County, CA 95562 Map

Riverdale, Fresno County, CA 93656 Map

San Joaquin, Fresno County, CA 93660 Map

Terra Bella, Tulare County, CA 93270 Map

Tipton, Tulare County, CA 93272 Map

Vandenberg AFB, Santa Barbara County, CA 93437 Map

Wheatland, Yuba County, CA 95692 Map

Yountville, Napa County, CA 94599 Map

Newly-Added USDA Mortgage ZonesMapAir Force Academy, El Paso County, CO 80840 Map

Bayfield, La Plata County, CO 81122 Map

Burlington, Kit Carson County, CO 80807 Map

Cedaredge, Delta County, CO 81418 Map

Florence, Fremont County, CO 81226 Map

Las Animas, Bent County, CO 81054 Map

Monte Vista, Rio Grande County, CO 81144 Map

Rocky Ford, Otero County, CO 81067 Map

Silt, Garfield County, CO 81652 Map

Walsenburg, Huerfano County, CO 81089 Map

Yuma, Yuma County, CO 80759 Map

Newly-Added USDA Mortgage ZonesMapLitchfield, Litchfield County, CT 06759 Map

Moodus, Middlesex County, CT 06469 Map

Newly-Added USDA Mortgage ZonesMapMilton, Sussex County, DE 19968 Map

Newly-Added USDA Mortgage ZonesMapAlachua, Alachua County, FL 32615 Map

Apalachicola, Franklin County, FL 32328 Map

Blountstown, Calhoun County, FL 32424 Map

Bonifay, Holmes County, FL 32425 Map

Chattahoochee, Gadsden County, FL 32324 Map

Chipley, Washington County, FL 32428 Map

Crescent City, Putnam County, FL 32112 Map

Crooked Lake Park, Polk County, FL 33827 Map

Cross City, Dixie County, FL 32628 Map

Fellsmere, Indian River County, FL 32948 Map

Golden Gate Estates, Collier, FL 34117 Map

Graceville, Jackson County, FL 32440 Map

Havana, Gadsden County, FL 32333 Map

High Springs, Alachua County, FL 32643 Map

Interlachen, Putnam County, FL 32148 Map

Jasper, Hamilton County, FL 32052 Map

Lake Butler, Union County, FL 32054 Map

Lake Panasoffkee, Sumter County, FL 33538 Map

Madison, Madison County, FL 32340 Map

Moore Haven, Glades County, FL 33471 Map

Nassau Village, Nassau County, FL 32011 Map

Ocala Estates, Marion County, FL 34482 Map

Port St. Joe, Bay County, FL 32456 Map

Ridge Manor, Pasco County, FL 33523 Map

Trenton, Levy County, FL 32693 Map

Wedgefield, Orange County, FL 32833 Map

Williston, Levy County, FL 32696 Map

Woodville, Wakulla County, FL 32327 Map

Newly-Added USDA Mortgage ZonesMapAlma, Bacon County, GA 31510 Map

Blackshear, Pierce County, GA 31516 Map

Claxton, Evans County, GA 30417 Map

Clayton, Rabun County, GA 30525 Map

Cleveland, White County, GA 30528 Map

Darien, McIntosh County, GA 31305 Map

Eatonton, Putnam County, GA 31024 Map

Folkston, Charlton County, GA 31537 Map

Glennville, Tattnall County, GA 30427 Map

Grantville, Coweta County, GA 30220 Map

Gray, Jones County, GA 31032 Map

Greensboro, Greene County, GA 30642 Map

Harlem, Columbia County, GA 30814 Map

Hawkinsville, Pulaski County, GA 31036 Map

Homerville, Clinch County, GA 31634 Map

Lake Park, Lowndes County, GA 31636 Map

Lakeland, Lanier County, GA 31635 Map

Leesburg, Lee County, GA 31763 Map

Louisville, Burke County, GA 30434 Map

Lula, Banks County, GA 30554 Map

Manchester, Meriwether County, GA 31816 Map

McRae, Telfair County, GA 31055 Map

Metter, Candler County, GA 30439 Map

Millen, Jenkins County, GA 30442 Map

Montezuma, Dooly County, GA 31063 Map

Monticello, Jasper County, GA 31064 Map

Nelson, Cherokee County, GA 30107 Map

Ocilla, Irwin County, GA 31774 Map

Pelham, Mitchell County, GA 31779 Map

Quitman, Brooks County, GA 31643 Map

Reidsville, Tattnall County, GA 30453 Map

Royston, Franklin County, GA 30662 Map

Social Circle, Newton County, GA 30025 Map

Soperton, Treutlen County, GA 30457 Map

Sparta, Hancock County, GA 31087 Map

Springfield, Effingham County, GA 31329 Map

Sylvania, Screven County, GA 30467 Map

Trenton, Dade County, GA 30752 Map

Unadilla, Dooly County, GA 31091 Map

Vienna, Dooly County, GA 31092 Map

Washington, Wilkes County, GA 30673 Map

Wrightsville, Johnson County, GA 31096 Map

Yorkville, Polk County, GA 30153 Map

Newly-Added USDA Mortgage ZonesMapCaptain Cook, Hawaii County, HI 96704 Map

Hawaiian Paradise Park, Hawaii County, HI 96778 Map

Honokaa, Hawaii County, HI 96727 Map

Kalaheo, Kauai County, HI 96741 Map

Kapaau, Hawaii County, HI 96755 Map

Kilauea, Kauai County, HI 96754 Map

Lanai City, Maui County, HI 96763 Map

Waimea (Hawaii County)

Hawaii County, HI 96743 [Map](https://homebuyer.com/learn/usda-eligibility-map?lat=20.0328292&lng=-155.6362316&location=Waimea%20(Hawaii%20County)

%2C%20HI%2096743#usda-address>)

Newly-Added USDA Mortgage ZonesMapAmerican Falls, Power County, ID 83211 Map

Bonners Ferry, Boundary County, ID 83805 Map

Buhl, Twin Falls County, ID 83316 Map

Filer, Twin Falls County, ID 83328 Map

Gooding, Gooding County, ID 83330 Map

Grangeville, Idaho County, ID 83530 Map

Homedale, Owyhee County, ID 83628 Map

Kellogg, Shoshone County, ID 83837 Map

Mountain Home AFB, Elmore County, ID 83648 Map

Orofino, Clearwater County, ID 83544 Map

Osburn, Shoshone County, ID 83873 Map

Preston, Franklin County, ID 83263 Map

Salmon, Lemhi County, ID 83467 Map

Soda Springs, Caribou County, ID 83276 Map

St. Anthony, Fremont County, ID 83445 Map

St. Maries, Benewah County, ID 83861 Map

Wendell, Gooding County, ID 83355 Map

Newly-Added USDA Mortgage ZonesMapAbingdon, Knox County, IL 61410 Map

Aledo, Mercer County, IL 61231 Map

Arcola, Douglas County, IL 61910 Map

Auburn, Sangamon County, IL 62615 Map

Beecher, Will County, IL 60401 Map

Bushnell, McDonough County, IL 61422 Map

Cairo, Alexander County, IL 62914 Map

Carlyle, Bond County, IL 62231 Map

Carthage, Hancock County, IL 62321 Map

Casey, Clark County, IL 62420 Map

Christopher, Franklin County, IL 62822 Map

Davis Junction, Winnebago County, IL 61020 Map

Downs, McLean County, IL 61705 Map

Dwight, Grundy County, IL 60420 Map

El Paso, Woodford County, IL 61738 Map

Eldorado, Saline County, IL 62930 Map

Elmwood, Peoria County, IL 61529 Map

Fairbury, Livingston County, IL 61739 Map

Galena, Jo Daviess County, IL 61036 Map

Gibson City, Ford County, IL 60936 Map

Gilman, Iroquois County, IL 60938 Map

Havana, Mason County, IL 62644 Map

Heyworth, McLean County, IL 61745 Map

Holiday Shores, Madison County, IL 62025 Map

Le Roy, McLean County, IL 61752 Map

Lena, Stephenson County, IL 61048 Map

Mackinaw, Tazewell County, IL 61755 Map

Marshall, Clark County, IL 62441 Map

McLeansboro, Hamilton County, IL 62859 Map

Metamora, Woodford County, IL 61548 Map

Millstadt, St. Clair County, IL 62260 Map

Momence, Kankakee County, IL 60954 Map

Morrison, Whiteside County, IL 61270 Map

Mount Morris, Ogle County, IL 61054 Map

Mount Sterling, Brown County, IL 62353 Map

Nashville, Washington County, IL 62263 Map

New Baden, Clinton County, IL 62265 Map

Newton, Jasper County, IL 62448 Map

Nokomis, Montgomery County, IL 62075 Map

Oregon, Ogle County, IL 61061 Map

Pawnee, Sangamon County, IL 62558 Map

Peotone, Will County, IL 60468 Map

Petersburg, Menard County, IL 62675 Map

Pinckneyville, Perry County, IL 62274 Map

Pittsfield, Pike County, IL 62363 Map

Red Bud, Monroe County, IL 62278 Map

Rushville, Schuyler County, IL 62681 Map

Savanna, Carroll County, IL 61074 Map

Smithton, St. Clair County, IL 62285 Map

Sparta, Randolph County, IL 62286 Map

St. Joseph, Champaign County, IL 61873 Map

Steeleville, Randolph County, IL 62272 Map

Trenton, Clinton County, IL 62293 Map

Virden, Macoupin County, IL 62690 Map

White Hall, Greene County, IL 62092 Map

Wonder Lake, McHenry County, IL 60097 Map

Newly-Added USDA Mortgage ZonesMapAttica, Fountain County, IN 47918 Map

Berne, Adams County, IN 46740 Map

Bicknell, Knox County, IN 47512 Map

Bloomfield, Greene County, IN 47424 Map

Bremen, Marshall County, IN 46506 Map

Brownstown, Jackson County, IN 47220 Map

Butler, DeKalb County, IN 46721 Map

Cambridge City, Wayne County, IN 47327 Map

Covington, Fountain County, IN 47932 Map

De Motte, Jasper County, IN 46310 Map

Delphi, Carroll County, IN 46923 Map

Dunkirk, Jay County, IN 47373 Map

Fairmount, Grant County, IN 46928 Map

Fort Branch, Gibson County, IN 47648 Map

Greentown, Howard County, IN 46936 Map

Hebron, Porter County, IN 46341 Map

Heritage Lake, Hendricks County, IN 46121 Map

Knightstown, Henry County, IN 46148 Map

Knox, Starke County, IN 46534 Map

Lagrange, LaGrange County, IN 46761 Map

Ligonier, Noble County, IN 46767 Map

Loogootee, Daviess County, IN 47553 Map

Middlebury, Elkhart County, IN 46540 Map

Middletown, Henry County, IN 47356 Map

Mitchell, Lawrence County, IN 47446 Map

New Carlisle, LaPorte County, IN 46552 Map

Oakland City, Gibson County, IN 47660 Map

Ossian, Wells County, IN 46777 Map

Paoli, Orange County, IN 47454 Map

Rockville, Parke County, IN 47872 Map

Sheridan, Hamilton County, IN 46069 Map

Upland, Grant County, IN 46989 Map

Walkerton, St. Joseph County, IN 46574 Map

Winamac, Pulaski County, IN 46996 Map

Newly-Added USDA Mortgage ZonesMapAlbia, Monroe County, IA 52531 Map

Bellevue, Jackson County, IA 52031 Map

Carlisle, Polk County, IA 50047 Map

Chariton, Lucas County, IA 50049 Map

Clarion, Wright County, IA 50525 Map

Cresco, Howard County, IA 52136 Map

Dyersville, Delaware County, IA 52040 Map

Eagle Grove, Wright County, IA 50533 Map

Emmetsburg, Palo Alto County, IA 50536 Map

Forest City, Hancock County, IA 50436 Map

Garner, Hancock County, IA 50438 Map

Hampton, Franklin County, IA 50441 Map

Huxley, Story County, IA 50124 Map

Jefferson, Greene County, IA 50129 Map

Missouri Valley, Harrison County, IA 51555 Map

Monticello, Jones County, IA 52310 Map

New Hampton, Chickasaw County, IA 50659 Map

Onawa, Monona County, IA 51040 Map

Osage, Mitchell County, IA 50461 Map

Rock Valley, Sioux County, IA 51247 Map

Sibley, Osceola County, IA 51249 Map

Story City, Story County, IA 50248 Map

Tipton, Cedar County, IA 52772 Map

Waukon, Allamakee County, IA 52172 Map

West Liberty, Muscatine County, IA 52776 Map

Williamsburg, Iowa County, IA 52361 Map

Wilton, Cedar County, IA 52778 Map

Newly-Added USDA Mortgage ZonesMapBaldwin City, Douglas County, KS 66006 Map

Baxter Springs, Cherokee County, KS 66713 Map

Beloit, Cloud County, KS 67420 Map

Burlington, Coffey County, KS 66839 Map

Columbus, Cherokee County, KS 66725 Map

De Soto, Johnson County, KS 66018 Map

Ellsworth, Ellsworth County, KS 67439 Map

Eureka, Greenwood County, KS 67045 Map

Galena, Cherokee County, KS 66739 Map

Garnett, Anderson County, KS 66032 Map

Girard, Crawford County, KS 66743 Map

Hesston, Harvey County, KS 67062 Map

Hiawatha, Brown County, KS 66434 Map

Hillsboro, Marion County, KS 67063 Map

Hoisington, Barton County, KS 67544 Map

Holton, Jackson County, KS 66436 Map

Hugoton, Stevens County, KS 67951 Map

Kingman, Kingman County, KS 67068 Map

Lindsborg, Saline County, KS 67456 Map

Louisburg, Miami County, KS 66053 Map

Lyons, Rice County, KS 67554 Map

Marysville, Marshall County, KS 66508 Map

Neodesha, Wilson County, KS 66757 Map

Norton, Norton County, KS 67654 Map

Osage City, Osage County, KS 66523 Map

Osawatomie, Miami County, KS 66064 Map

Phillipsburg, Phillips County, KS 67661 Map

Rose Hill, Butler County, KS 67133 Map

Sabetha, Nemaha County, KS 66534 Map

Scott City, Scott County, KS 67871 Map

St. Marys, Pottawatomie County, KS 66536 Map

Newly-Added USDA Mortgage ZonesMapCadiz, Trigg County, KY 42211 Map

Crittenden, Boone County, KY 41030 Map

Cumberland, Harlan County, KY 40823 Map

Evarts, Harlan County, KY 40828 Map

Flemingsburg, Fleming County, KY 41041 Map

Hodgenville, Larue County, KY 42748 Map

Jackson, Breathitt County, KY 41339 Map

Lancaster, Garrard County, KY 40444 Map

Manchester, Clay County, KY 40962 Map

Marion, Crittenden County, KY 42064 Map

Morganfield, Union County, KY 42437 Map

Mount Vernon, Rockcastle County, KY 40456 Map

Stanford, Lincoln County, KY 40484 Map

Stanton, Powell County, KY 40380 Map

Williamson, Pike County, WV 41503 Map

Williamstown, Grant County, KY 41035 Map

Newly-Added USDA Mortgage ZonesMapAmite City, Tangipahoa Parish, LA 70422 Map

Arcadia, Bienville Parish, LA 71001 Map

Bunkie, Avoyelles Parish, LA 71322 Map

Buras, Plaquemines Parish, LA 70041 Map

Church Point, Acadia Parish, LA 70525 Map

Cottonport, Avoyelles Parish, LA 71327 Map

Delhi, Richland Parish, LA 71232 Map

DeQuincy, Calcasieu Parish, LA 70633 Map

Farmerville, Union Parish, LA 71241 Map

Franklinton, Washington Parish, LA 70438 Map

Homer, Claiborne Parish, LA 71040 Map

Iowa, Calcasieu Parish, LA 70647 Map

Jean Lafitte, Jefferson Parish, LA 70067 Map

Jena, La Salle Parish, LA 71342 Map

Lake Arthur, Jefferson Davis Parish, LA 70549 Map

Lake Providence, East Carroll Parish, LA 71254 Map

Livonia, Pointe Coupee Parish, LA 70755 Map

Mamou, Evangeline Parish, LA 70554 Map

Many, Sabine Parish, LA 71449 Map

Pierre Part, St. Martin Parish, LA 70339 Map

Port Barre, St. Landry Parish, LA 70577 Map

Rayville, Richland Parish, LA 71269 Map

South Vacherie, St. John the Baptist Parish, LA 70090 Map

Sunset, St. Landry Parish, LA 70584 Map

Vinton, Calcasieu Parish, LA 70668 Map

Vivian, Caddo Parish, LA 71082 Map

Welsh, Jefferson Davis Parish, LA 70591 Map

Newly-Added USDA Mortgage ZonesMapBar Harbor, Hancock County, ME 04609 Map

Calais, Washington County, ME 04619 Map

Caribou, Aroostook County, ME 04736 Map

Ellsworth, Hancock County, ME 04605 Map

Farmington, Franklin County, ME 04938 Map

Livermore Falls, Franklin County, ME 04239 Map

Pittsfield, Somerset County, ME 04967 Map

Newly-Added USDA Mortgage ZonesMapCentreville, Queen Anne's County, MD 21617 Map

Country Lakes, St. Mary's County, MD 20659 Map

Federalsburg, Caroline County, MD 21632 Map

Glenwood, Howard, MD 21738 Map

Golden Beach, St. Mary's County, MD 20659 Map

Long Beach, Calvert County, MD 20685 Map

Pocomoke City, Somerset County, MD 21851 Map

Prince Frederick, Calvert County, MD 20678 Map

Shady Side, Anne Arundel County, MD 20778 Map

Shepherdstown, Washington County, WV 21782 Map

Westernport, Allegany County, MD 21521 Map

Newly-Added USDA Mortgage ZonesMapGreat Barrington, Berkshire County, MA 01230 Map

Newly-Added USDA Mortgage ZonesMapAlmont, Lapeer County, MI 48003 Map

Bad Axe, Huron County, MI 48413 Map

Blissfield, Lenawee County, MI 49228 Map

Brooklyn, Jackson County, MI 49230 Map

Cedar Springs, Kent County, MI 49319 Map

Clare, Clare County, MI 48622 Map

Constantine, St. Joseph County, MI 49042 Map

Coopersville, Ottawa County, MI 49404 Map

Dorr, Allegan, MI 49323 Map

Fowlerville, Livingston County, MI 48836 Map

Gladwin, Gladwin County, MI 48624 Map

Goodrich, Genesee County, MI 48438 Map

Grayling, Crawford County, MI 49738 Map

Gun Lake, Allegan County, MI 49348 Map

Hart, Oceana County, MI 49420 Map

Imlay City, Lapeer County, MI 48444 Map

Iron River, Iron County, MI 49935 Map

Kalkaska, Kalkaska County, MI 49646 Map

Manistique, Schoolcraft County, MI 49854 Map

Middleville, Barry County, MI 49333 Map

Munising, Alger County, MI 49862 Map

Newaygo, Newaygo County, MI 49337 Map

Newberry, Luce County, MI 49868 Map

Perry, Shiawassee County, MI 48872 Map

Rogers City, Presque Isle County, MI 49779 Map

Sandusky, Sanilac County, MI 48471 Map

Somerset, Hillsdale, MI 49249 Map

Vassar, Tuscola County, MI 48768 Map

Newly-Added USDA Mortgage ZonesMapAlbany, Stearns County, MN 56307 Map

Annandale, Wright County, MN 55302 Map

Becker, Sherburne County, MN 55308 Map

Benson, Swift County, MN 56215 Map

Blue Earth, Faribault County, MN 56013 Map

Caledonia, Houston County, MN 55921 Map

Cannon Falls, Goodhue County, MN 55009 Map

Chatfield, Fillmore County, MN 55923 Map

Cokato, Wright County, MN 55321 Map

Crosby, Crow Wing County, MN 56444 Map

Dodge Center, Dodge County, MN 55927 Map

Elko New Market, Scott County, MN 55020 Map

Ely, St. Louis County, MN 55731 Map

Granite Falls, Yellow Medicine County, MN 56241 Map

Jackson, Jackson County, MN 56143 Map

Lake Crystal, Blue Earth County, MN 56055 Map

Le Sueur, Le Sueur County, MN 56058 Map

Long Prairie, Todd County, MN 56347 Map

Lonsdale, Rice County, MN 55046 Map

Melrose, Stearns County, MN 56352 Map

Milaca, Mille Lacs County, MN 56353 Map

Montgomery, Le Sueur County, MN 56069 Map

Moose Lake, Carlton County, MN 55767 Map

Mora, Kanabec County, MN 55051 Map

Norwood Young America, Carver County, MN 55397 Map

Park Rapids, Hubbard County, MN 56470 Map

Perham, Otter Tail County, MN 56573 Map

Pine City, Pine County, MN 55063 Map

Pine Island, Olmsted County, MN 55963 Map

Pipestone, Pipestone County, MN 56164 Map

Plainview, Wabasha County, MN 55964 Map

Rockford, Hennepin County, MN 55373 Map

Roseau, Roseau County, MN 56751 Map

Rush City, Chisago County, MN 55069 Map

Sleepy Eye, Brown County, MN 56085 Map

St. Charles, Olmsted County, MN 55972 Map

St. James, Watonwan County, MN 56081 Map

Staples, Todd County, MN 56479 Map

Two Harbors, Lake County, MN 55616 Map

Watertown, Carver County, MN 55388 Map

Windom, Jackson County, MN 56101 Map

Zumbrota, Goodhue County, MN 55992 Map

Newly-Added USDA Mortgage ZonesMapAberdeen, Monroe County, MS 39730 Map

Belzoni, Humphreys County, MS 39038 Map

Blakely, Early County, GA 39823 Map

Carthage, Leake County, MS 39051 Map

Charleston, Tallahatchie County, MS 38921 Map

Columbus AFB, Lowndes County, MS 39705 Map

Cuthbert, Randolph County, GA 39840 Map

Dawson, Terrell County, GA 39842 Map

Donalsonville, Seminole County, GA 39845 Map

Durant, Holmes County, MS 39063 Map

Forest, Scott County, MS 39074 Map

Fulton, Itawamba County, MS 38843 Map

Hazlehurst, Copiah County, MS 39083 Map

Hollandale, Washington County, MS 38748 Map

Houston, Chickasaw County, MS 38851 Map

Itta Bena, Leflore County, MS 38941 Map

Leland, Washington County, MS 38756 Map

Louisville, Winston County, MS 39339 Map

Lucedale, George County, MS 39452 Map

Macon, Noxubee County, MS 39341 Map

Magee, Simpson County, MS 39111 Map

Marks, Panola County, MS 38643 Map

Moorhead, Sunflower County, MS 38761 Map

Morton, Scott County, MS 39117 Map

Newton, Newton County, MS 39345 Map

Pontotoc, Pontotoc County, MS 38863 Map

Raymond, Hinds County, MS 39154 Map

Ripley, Tippah County, MS 38663 Map

Ruleville, Sunflower County, MS 38771 Map

Saltillo, Lee County, MS 38866 Map

Tunica, Tunica County, MS 38676 Map

Water Valley, Yalobusha County, MS 38965 Map

Waynesboro, Wayne County, MS 39367 Map

Wiggins, Stone County, MS 39577 Map

Winona, Montgomery County, MS 38967 Map

Newly-Added USDA Mortgage ZonesMapAshland, Boone County, MO 65010 Map

Ava, Douglas County, MO 65608 Map

Bethany, Harrison County, MO 64424 Map

Bowling Green, Pike County, MO 63334 Map

Buckner, Jackson County, MO 64016 Map

Buffalo, Dallas County, MO 65622 Map

Butler, Bates County, MO 64730 Map

California, Moniteau County, MO 65018 Map

Carrollton, Carroll County, MO 64633 Map

Cassville, Barry County, MO 65625 Map

Centralia, Audrain County, MO 65240 Map

Chaffee, Scott County, MO 63740 Map

Charleston, Scott County, MO 63834 Map

Cuba, Crawford County, MO 65453 Map

East Prairie, Mississippi County, MO 63845 Map

El Dorado Springs, Cedar County, MO 64744 Map

Fayette, Howard County, MO 65248 Map

Hayti, Pemiscot County, MO 63851 Map

Hillsboro, Jefferson County, MO 63050 Map

Ironton, Iron County, MO 63621 Map

Lamar, Barton County, MO 64759 Map

Lexington, Lafayette County, MO 64067 Map

Louisiana, Pike County, MO 63353 Map

Malden, Dunklin County, MO 63863 Map

Montgomery City, Montgomery County, MO 63361 Map

Mount Vernon, Lawrence County, MO 65712 Map

New Madrid, New Madrid County, MO 63869 Map

Owensville, Gasconade County, MO 65066 Map

Palmyra, Marion County, MO 63461 Map

Portageville, New Madrid County, MO 63873 Map

Potosi, Washington County, MO 63664 Map

Rogersville, Christian County, MO 65742 Map

St. James, Phelps County, MO 65559 Map

Thayer, Oregon County, MO 65791 Map

Tipton, Moniteau County, MO 65081 Map

Vandalia, Audrain County, MO 63382 Map

Warsaw, Benton County, MO 65355 Map

Windsor, Henry County, MO 65360 Map

Wright City, St. Charles County, MO 63390 Map

Newly-Added USDA Mortgage ZonesMapBrowning, Glacier County, MT 59417 Map

Conrad, Pondera County, MT 59425 Map

Cut Bank, Glacier County, MT 59427 Map

Deer Lodge, Deer Lodge County, MT 59722 Map

Four Corners, Gallatin County, MT 59718 Map

Glasgow, Valley County, MT 59230 Map

Hardin, Big Horn County, MT 59034 Map

Lolo, Missoula County, MT 59847 Map

Poplar, Roosevelt County, MT 59255 Map

Shelby, Toole County, MT 59474 Map

Wolf Point, Roosevelt County, MT 59201 Map

Newly-Added USDA Mortgage ZonesMapAshland, Saunders County, NE 68003 Map

Auburn, Nemaha County, NE 68305 Map

Aurora, Hamilton County, NE 68818 Map

Broken Bow, Custer County, NE 68822 Map

Central City, Merrick County, NE 68826 Map

Cozad, Dawson County, NE 69130 Map

David City, Butler County, NE 68632 Map

Gothenburg, Dawson County, NE 69138 Map

Minden, Kearney County, NE 68959 Map

O'Neill, Holt County, NE 68763 Map

Valentine, Cherry County, NE 69201 Map

Waverly, Lancaster County, NE 68462 Map

West Point, Cuming County, NE 68788 Map

Newly-Added USDA Mortgage ZonesMapBattle Mountain, Lander County, NV 89820 Map

Hawthorne, Mineral County, NV 89415 Map

Moapa Valley, Clark County, NV 89021 Map

Spring Creek North, Elko County, NV 89815 Map

Spring Creek South, Elko County, NV 89815 Map

Washoe Valley, Washoe County, NV 89704 Map

Yerington, Lyon County, NV 89447 Map

Newly-Added USDA Mortgage ZonesMapCharlestown, Sullivan County, NH 03603 Map

Epping, Rockingham County, NH 03042 Map

Farmington, Strafford County, NH 03835 Map

Hillsborough, Hillsborough County, NH 03244 Map

Jaffrey, Cheshire County, NH 03452 Map

Littleton, Grafton County, NH 03561 Map

Newport, Sullivan County, NH 03773 Map

Peterborough, Hillsborough County, NH 03458 Map

Newly-Added USDA Mortgage ZonesMapBelvidere, Warren County, NJ 07823 Map

Laurel Lake, Cumberland County, NJ 08332 Map

Milford, Hunterdon County, NJ 08848 Map

Presidential Lakes Estates, Burlington County, NJ 08015 Map

Upper Greenwood Lake, Passaic, NJ 07421 Map

Woodstown, Salem County, NJ 08098 Map

Newly-Added USDA Mortgage ZonesMapChaparral, Doña Ana County, NM 88081 Map

Edgewood, Bernalillo County, NM 87015 Map

Eldorado at Santa Fe, Santa Fe County, NM 87508 Map

Eunice, Lea County, NM 88231 Map

Holloman AFB, Otero County, NM 88330 Map

Pojoaque, Santa Fe County, NM 87506 Map

Santa Rosa, Guadalupe County, NM 88435 Map

Santo Domingo Pueblo, Sandoval County, NM 87052 Map

Tularosa, Otero County, NM 88352 Map

Vado, Doña Ana County, NM 88072 Map

Zuni Pueblo, McKinley County, NM 87327 Map

Newly-Added USDA Mortgage ZonesMapAdams, Jefferson County, NY 13605 Map

Akron, Erie County, NY 14001 Map

Alfred, Allegany County, NY 14802 Map

Arcade, Cattaraugus County, NY 14009 Map

Attica, Genesee County, NY 14011 Map

Avon, Livingston County, NY 14414 Map

Bedford, Westchester County, NY 10506 Map

Cazenovia, Madison County, NY 13035 Map

Churchville, Monroe County, NY 14428 Map

Cold Spring, Putnam County, NY 10516 Map

Delhi, Delaware County, NY 13753 Map

Dryden, Tompkins County, NY 13053 Map

Gouverneur, St. Lawrence County, NY 13642 Map

Granville, Washington County, NY 12832 Map

Greenwich, Washington County, NY 12834 Map

Hamilton, Madison County, NY 13346 Map

Honeoye Falls, Monroe County, NY 14472 Map

Hoosick Falls, Rensselaer County, NY 12090 Map

Lowville, Lewis County, NY 13367 Map

Mount Morris, Livingston County, NY 14510 Map

Newfane, Niagara County, NY 14108 Map

Otisville, Orange County, NY 10963 Map

Red Hook, Dutchess County, NY 12571 Map

Rhinebeck, Dutchess County, NY 12572 Map

Skaneateles, Onondaga County, NY 13152 Map

Sodus, Wayne County, NY 14551 Map

Springville, Erie County, NY 14141 Map

Ticonderoga, Essex County, NY 12883 Map

Valatie, Columbia County, NY 12184 Map

Walton, Delaware County, NY 13856 Map

Walworth, Wayne, NY 14568 Map

Warrensburg, Warren County, NY 12885 Map

Warsaw, Wyoming County, NY 14569 Map

Watchtower, Ulster County, NY 12566 Map

Watkins Glen, Schuyler County, NY 14891 Map

Weedsport, Cayuga County, NY 13166 Map

Westfield, Chautauqua County, NY 14787 Map

Wurtsboro, Sullivan County, NY 12721 Map

Newly-Added USDA Mortgage ZonesMapBenson, Harnett County, NC 27504 Map

Biscoe, Montgomery County, NC 27209 Map

Boiling Spring Lakes, Brunswick County, NC 28461 Map

Boiling Springs, Cleveland County, NC 28152 Map

Burgaw, Pender County, NC 28425 Map

Elizabethtown, Bladen County, NC 28337 Map

Elkin, Surry County, NC 28621 Map

Enfield, Halifax County, NC 27823 Map

Fairfield Harbour, Craven County, NC 28560 Map

Fairmont, Robeson County, NC 28340 Map

Grifton, Lenoir County, NC 28530 Map

Jefferson, Ashe County, NC 28694 Map

La Grange, Lenoir County, NC 28551 Map

Lake Norman of Catawba, Catawba County, NC 28037 Map

Locust, Stanly County, NC 28097 Map

Louisburg, Franklin County, NC 27549 Map

Mount Olive, Duplin County, NC 28365 Map

Murfreesboro, Hertford County, NC 27855 Map

Pittsboro, Chatham County, NC 27312 Map

Plymouth, Washington County, NC 27962 Map

Ramseur, Randolph County, NC 27316 Map

Red Springs, Robeson County, NC 28377 Map

Seven Lakes, Moore County, NC 27376 Map

Sneads Ferry, Onslow County, NC 28460 Map

Spruce Pine, Mitchell County, NC 28777 Map

St. Pauls, Robeson County, NC 28384 Map

Tabor City, Columbus County, NC 28463 Map

Taylorsville, Alexander County, NC 28681 Map

Troy, Montgomery County, NC 27371 Map

Wallace, Duplin County, NC 28466 Map

Warsaw, Duplin County, NC 28398 Map

Windsor, Bertie County, NC 27983 Map

Yadkinville, Yadkin County, NC 27055 Map

Newly-Added USDA Mortgage ZonesMapBeulah, Mercer County, ND 58523 Map

Grafton, Walsh County, ND 58237 Map

Grand Forks AFB, Grand Forks County, ND 58204 Map

Lincoln, Burleigh County, ND 58504 Map

Minot AFB, Ward County, ND 58704 Map

Rugby, Pierce County, ND 58368 Map

Newly-Added USDA Mortgage ZonesMapApple Valley, Knox County, OH 43028 Map

Archbold, Fulton County, OH 43502 Map

Baltimore, Fairfield County, OH 43105 Map

Barnesville, Belmont County, OH 43713 Map

Bethel, Clermont County, OH 45106 Map

Blanchester, Clinton County, OH 45107 Map

Bluffton, Allen County, OH 45817 Map

Bolivar, Tuscarawas County, OH 44612 Map

Cadiz, Harrison County, OH 43907 Map

Caldwell, Noble County, OH 43724 Map

Carey, Wyandot County, OH 43316 Map

Carrollton, Carroll County, OH 44615 Map

Cedarville, Clark County, OH 45314 Map

Coldwater, Mercer County, OH 45828 Map

Covington, Miami County, OH 45318 Map

Crooksville, Perry County, OH 43731 Map

Dalton, Wayne County, OH 44618 Map

Darbydale, Franklin County, OH 43126 Map

Delta, Fulton County, OH 43515 Map

Garrettsville, Portage County, OH 44231 Map

Genoa, Ottawa County, OH 43430 Map

Georgetown, Brown County, OH 45121 Map

Glouster, Athens County, OH 45732 Map

Hicksville, Defiance County, OH 43526 Map

Jamestown, Greene County, OH 45335 Map

Jefferson, Ashtabula County, OH 44047 Map

LaGrange, Lorain County, OH 44050 Map

Lake Lakengren, Preble County, OH 45320 Map

Lisbon, Columbiana County, OH 44432 Map

Lodi, Medina County, OH 44254 Map

Lucasville, Scioto County, OH 45648 Map

Malvern, Carroll County, OH 44644 Map

McConnelsville, Morgan County, OH 43756 Map

Middlefield, Geauga County, OH 44062 Map

Millersburg, Holmes County, OH 44654 Map

Minerva, Carroll County, OH 44657 Map

Montpelier, Williams County, OH 43543 Map

Mount Gilead, Morrow County, OH 43338 Map

Mount Orab, Brown County, OH 45154 Map

New Concord, Muskingum County, OH 43762 Map

New Lebanon, Montgomery County, OH 45345 Map

New Richmond, Clermont County, OH 45157 Map

Newcomerstown, Tuscarawas County, OH 43832 Map

North Baltimore, Wood County, OH 45872 Map

Oak Harbor, Ottawa County, OH 43449 Map

Paulding, Paulding County, OH 45879 Map

Plain City, Delaware County, OH 43064 Map

Sabina, Clinton County, OH 45169 Map

Seville, Medina County, OH 44273 Map

Versailles, Darke County, OH 45380 Map

West Lafayette, Coshocton County, OH 43845 Map

West Union, Adams County, OH 45693 Map

Yellow Springs, Clark County, OH 45387 Map

Newly-Added USDA Mortgage ZonesMapBlanchard, Grady County, OK 73010 Map

Bristow, Creek County, OK 74010 Map

Broken Bow, McCurtain County, OK 74728 Map

Cache, Comanche County, OK 73527 Map

Chandler, Lincoln County, OK 74834 Map

Checotah, McIntosh County, OK 74426 Map

Cleveland, Pawnee County, OK 74020 Map

Davis, Murray County, OK 73030 Map

Frederick, Tillman County, OK 73542 Map

Harrah, Oklahoma County, OK 73045 Map

Hartshorne, Pittsburg County, OK 74547 Map

Heavener, Le Flore County, OK 74937 Map

Hobart, Kiowa County, OK 73651 Map

Hominy, Osage County, OK 74035 Map

Kingfisher, Kingfisher County, OK 73750 Map

Lindsay, Garvin County, OK 73052 Map

Madill, Marshall County, OK 73446 Map

Mangum, Greer County, OK 73554 Map

Mannford, Pawnee County, OK 74044 Map

Marlow, Stephens County, OK 73055 Map

Muldrow, Sequoyah County, OK 74954 Map

New Cordell, Washita County, OK 73632 Map

Nowata, Nowata County, OK 74048 Map

Okemah, Okfuskee County, OK 74859 Map

Pawhuska, Osage County, OK 74056 Map

Sayre, Beckham County, OK 73662 Map

Stigler, Haskell County, OK 74462 Map

Stilwell, Adair County, OK 74960 Map

Tonkawa, Kay County, OK 74653 Map

Tuttle, Grady County, OK 73089 Map

Walters, Cotton County, OK 73572 Map

Watonga, Blaine County, OK 73772 Map

Wewoka, Seminole County, OK 74884 Map

Wilburton, Latimer County, OK 74578 Map

Newly-Added USDA Mortgage ZonesMapBoardman, Morrow County, OR 97818 Map

Carlton, Yamhill County, OR 97111 Map

Gold Beach, Curry County, OR 97444 Map

Harrisburg, Linn County, OR 97446 Map

Irrigon, Morrow County, OR 97844 Map

La Pine Northwest, Deschutes County, OR 97739 Map

Lakeview, Lake County, OR 97630 Map

Mount Angel, Marion County, OR 97362 Map

Nyssa, Malheur County, OR 97913 Map

Oakridge, Lane County, OR 97463 Map

Shady Cove, Jackson County, OR 97539 Map

Toledo, Lincoln County, OR 97391 Map

Newly-Added USDA Mortgage ZonesMapAlbion, Erie County, PA 16401 Map

Brockway, Jefferson County, PA 15824 Map

Burgettstown, Washington County, PA 15021 Map

Cambridge Springs, Crawford County, PA 16403 Map

Curwensville, Clearfield County, PA 16833 Map

East Prospect, York County, PA 17368 Map

Elverson, Chester County, PA 19520 Map

Emmitsburg, Adams County, MD 17320 Map

Emporium, Cameron County, PA 15834 Map

Everett, Bedford County, PA 15537 Map

Fairdale, Greene County, PA 15320 Map

Houtzdale, Clearfield County, PA 16651 Map

Kane, McKean County, PA 16735 Map

Lake Meade, Adams County, PA 17316 Map

Ligonier, Westmoreland County, PA 15658 Map

Lykens, Dauphin County, PA 17097 Map

Mansfield, Tioga County, PA 16933 Map

Martinsburg, Blair County, PA 16662 Map

Masontown, Fayette County, PA 15461 Map

Mercer, Mercer County, PA 16137 Map

Meyersdale, Somerset County, PA 15552 Map

Mifflinburg, Union County, PA 17844 Map

Mifflintown, Juniata County, PA 17059 Map

Millsboro, Fayette, PA 15433 Map

Montgomery, Lycoming County, PA 17752 Map

Moscow, Lackawanna County, PA 18444 Map

Mount Holly Springs, Cumberland County, PA 17065 Map

Mount Union, Mifflin County, PA 17066 Map

Nanty, Cambria County, PA 15943 Map

New Wilmington, Lawrence County, PA 16142 Map

Newport, Perry County, PA 17074 Map

Northern Cambria, Indiana County, PA 15714 Map

Patton, Cambria County, PA 16668 Map

Pine Grove, Schuylkill County, PA 17963 Map

Pocono Woodland Lakes, Pike County, PA 18337 Map

Quarryville, Lancaster County, PA 17566 Map

Reynoldsville, Jefferson County, PA 15851 Map

Saw Creek, Pike County, PA 18324 Map

Sierra View, Monroe County, PA 18330 Map

Stewartstown, York County, PA 17363 Map

Susquehanna Depot, Susquehanna County, PA 18847 Map

Tunkhannock, Wyoming County, PA 18657 Map

Union City, Crawford County, PA 16438 Map

Williamstown, Schuylkill County, PA 17980 Map

Youngsville, Warren County, PA 16371 Map

Newly-Added USDA Mortgage ZonesMapMaricao, Maricao Municipio, PR 606 Map

Newly-Added USDA Mortgage ZonesMapAllendale, Allendale County, SC 29810 Map

Andrews, Georgetown County, SC 29510 Map

Bamberg, Bamberg County, SC 29003 Map

Barnwell, Barnwell County, SC 29812 Map

Bishopville, Lee County, SC 29010 Map

Chesnee, Cherokee County, SC 29323 Map

Denmark, Bamberg County, SC 29042 Map

Edgefield, Edgefield County, SC 29824 Map

Hampton, Hampton County, SC 29924 Map

Hardeeville, Beaufort County, SC 29927 Map

Honea Path, Laurens County, SC 29654 Map

Lake Murray North Shore, Richland County, SC 29036 Map

Pageland, Chesterfield County, SC 29728 Map

Ridgeland, Jasper County, SC 29936 Map

Saluda, Saluda County, SC 29138 Map

Woodruff, Greenville County, SC 29388 Map

Newly-Added USDA Mortgage ZonesMapCanton, Lincoln County, SD 57013 Map

Dell Rapids, Minnehaha County, SD 57022 Map

Hot Springs, Fall River County, SD 57747 Map

Milbank, Grant County, SD 57252 Map

Mobridge, Dewey County, SD 57601 Map

North Eagle Butte, Dewey County, SD 57625 Map

Pine Ridge, Shannon County, SD 57770 Map

Winner, Tripp County, SD 57580 Map

Newly-Added USDA Mortgage ZonesMapAshland City, Cheatham County, TN 37015 Map

Bells, Crockett County, TN 38006 Map

Camden, Benton County, TN 38320 Map

Carthage, Smith County, TN 37030 Map

Dandridge, Jefferson County, TN 37725 Map

Dunlap, Sequatchie County, TN 37327 Map

Dyer, Gibson County, TN 38369 Map

Fairview, Williamson County, TN 37062 Map

Halls, Lauderdale County, TN 38040 Map

Hohenwald, Lewis County, TN 38462 Map

Jasper, Marion County, TN 37347 Map

Livingston, Overton County, TN 38570 Map

Medina, Gibson County, TN 38355 Map

Monterey, Putnam County, TN 38574 Map

Mountain City, Johnson County, TN 37683 Map

Oneida, Scott County, TN 37841 Map

Pleasant View, Robertson County, TN 37146 Map

Selmer, McNairy County, TN 38375 Map

Trenton, Gibson County, TN 38382 Map

Waverly, Humphreys County, TN 37185 Map

Woodbury, Cannon County, TN 37190 Map

Newly-Added USDA Mortgage ZonesMapAbernathy, Hale County, TX 79311 Map

Ballinger, Runnels County, TX 76821 Map

Bartlett, Bell County, TX 76511 Map

Bellville, Austin County, TX 77418 Map

Big Lake, Reagan County, TX 76932 Map

Bishop, Nueces County, TX 78343 Map

Brackettville, Kinney County, TX 78832 Map

Brazoria, Brazoria County, TX 77422 Map

Bridgeport, Wise County, TX 76426 Map

Brookshire, Waller County, TX 77423 Map

Cactus, Moore County, TX 79013 Map

Caldwell, Burleson County, TX 77836 Map

Canadian, Hemphill County, TX 79014 Map

Canton, Van Zandt County, TX 75103 Map

Castroville, Medina County, TX 78009 Map

Cisco, Callahan County, TX 76437 Map

Clarksville, Red River County, TX 75426 Map

Clifton, Bosque County, TX 76634 Map

Clyde, Callahan County, TX 79510 Map

Columbus, Colorado County, TX 78934 Map

Comanche, Comanche County, TX 76442 Map

Comfort, Kendall County, TX 78013 Map

Cotulla, La Salle County, TX 78014 Map

Crane, Crane County, TX 79731 Map

Daingerfield, Cass County, TX 75656 Map

Deerwood, Montgomery County, TX 77306 Map

Denver City, Gaines County, TX 79323 Map

Devine, Medina County, TX 78016 Map

Diboll, Angelina County, TX 75941 Map

Dilley, Frio County, TX 78017 Map

Dimmitt, Castro County, TX 79027 Map

Dublin, Erath County, TX 76446 Map

Eagle Lake, Colorado County, TX 77434 Map

Eastland, Eastland County, TX 76448 Map

Electra, Wichita County, TX 76360 Map

Elroy, Travis County, TX 78617 Map

Emerald Bay, Smith County, TX 75762 Map

Fairfield, Freestone County, TX 75840 Map

Farmersville, Collin County, TX 75442 Map

Floydada, Floyd County, TX 79235 Map

Friona, Parmer County, TX 79035 Map

Fritch, Hutchinson County, TX 79036 Map

Giddings, Lee County, TX 78942 Map

Grand Saline, Van Zandt County, TX 75140 Map

Grangerland, Montgomery County, TX 77302 Map

Groesbeck, Limestone County, TX 76642 Map

Hamilton, Hamilton County, TX 76531 Map

Haskell, Haskell County, TX 79521 Map

Hearne, Robertson County, TX 77859 Map

Hebbronville, Jim Hogg County, TX 78361 Map

Henrietta, Clay County, TX 76365 Map

Highland Oaks, Bexar County, TX 78264 Map

Homesteads Addition, Johnson County, TX 76009 Map

Jacksboro, Jack County, TX 76458 Map

Jones Creek, Brazoria County, TX 77541 Map

Junction, Kimble County, TX 76849 Map

Karnes City, Karnes County, TX 78118 Map

Kenedy, Karnes County, TX 78119 Map

Lake Conroe Northshore, Montgomery County, TX 77318 Map

Llano, Llano County, TX 78643 Map

Lytle, Atascosa County, TX 78052 Map

Madisonville, Madison County, TX 77864 Map

Malakoff, Henderson County, TX 75148 Map

Mescalero Park, Potter County, TX 79118 Map

Mont Belvieu, Liberty County, TX 77535 Map

Mount Vernon, Franklin County, TX 75457 Map

Needville, Fort Bend County, TX 77461 Map

Nocona, Montague County, TX 76255 Map

Odem, San Patricio County, TX 78370 Map

Olney, Young County, TX 76374 Map

Onalaska, Polk County, TX 77360 Map

Ozona, Crockett County, TX 76943 Map

Palacios, Matagorda County, TX 77465 Map

Pilot Point, Denton County, TX 76258 Map

Pittsburg, Camp County, TX 75686 Map

Post, Garza County, TX 79356 Map

Poteet, Atascosa County, TX 78065 Map

Prairie View, Waller County, TX 77446 Map

Premont, Jim Wells County, TX 78375 Map

Presidio, Presidio County, TX 79845 Map

Quitman, Wood County, TX 75783 Map

Refugio, Refugio County, TX 78377 Map

Rio Bravo, Webb County, TX 78046 Map

Rio Hondo, Cameron County, TX 78583 Map

Rusk, Cherokee County, TX 75785 Map

San Diego, Jim Wells County, TX 78384 Map

San Saba, San Saba County, TX 76877 Map

Schulenburg, Fayette County, TX 78956 Map

Smithville, Bastrop County, TX 78957 Map

Sonora, Sutton County, TX 76950 Map

Spearman, Hansford County, TX 79081 Map

Springtown, Parker County, TX 76082 Map

Stamford, Haskell County, TX 79553 Map

Sullivan City, Hidalgo County, TX 78595 Map

Sunrise Shores, Henderson County, TX 75758 Map

Sweeny, Brazoria County, TX 77480 Map

Taft, San Patricio County, TX 78390 Map

Tahoka, Lynn County, TX 79373 Map

Teague, Freestone County, TX 75860 Map

Tornillo, El Paso County, TX 79853 Map

Trinity, Trinity County, TX 75862 Map

Tulia, Swisher County, TX 79088 Map

Van, Van Zandt County, TX 75790 Map

Venus, Dallas County, TX 76084 Map

West, McLennan County, TX 76691 Map

West Tawakoni, Hunt County, TX 75474 Map

Whitesboro, Cooke County, TX 76273 Map

Wills Point, Van Zandt County, TX 75169 Map

Winnie, Chambers County, TX 77665 Map

Winnsboro, Franklin County, TX 75494 Map

Winters, Runnels County, TX 79567 Map

Woodcreek, Hays County, TX 78676 Map

Woodville, Tyler County, TX 75979 Map

Newly-Added USDA Mortgage ZonesMapBeaver, Beaver County, UT 84713 Map

Blanding, San Juan County, UT 84511 Map

Castle Dale, Emery County, UT 84513 Map

Delta, Millard County, UT 84624 Map

Gunnison, Sanpete County, UT 84634 Map

Kamas, Summit County, UT 84036 Map

Kanab, Kane County, UT 84741 Map

Manti, Sanpete County, UT 84642 Map

Morgan, Morgan County, UT 84050 Map

Mount Pleasant, Sanpete County, UT 84647 Map

Parowan, Iron County, UT 84761 Map

Newly-Added USDA Mortgage ZonesMapFair Haven, Rutland County, VT 05735 Map

Lyndonville, Caledonia County, VT 05851 Map

Newport, Orleans County, VT 05855 Map

Northfield, Washington County, VT 05663 Map

Swanton, Franklin County, VT 05488 Map

Vergennes, Addison County, VT 05491 Map

Waterbury, Washington County, VT 05676 Map

Windsor, Windsor County, VT 05089 Map

Newly-Added USDA Mortgage ZonesMapBerryville, Clarke County, VA 22611 Map

Blackstone, Nottoway County, VA 23824 Map

Chase City, Mecklenburg County, VA 23924 Map

Coeburn, Wise County, VA 24230 Map

Crewe, Nottoway County, VA 23922 Map

Dahlgren, King George County, VA 22448 Map

Gloucester Courthouse, Gloucester County, VA 23061 Map

Grottoes, Augusta County, VA 24441 Map

King George, King George County, VA 22485 Map

Lake Land'Or, Caroline County, VA 22546 Map

Lawrenceville, Brunswick County, VA 23868 Map

Lebanon, Russell County, VA 24266 Map

Pearisburg, Giles County, VA 24134 Map

Ruckersville, Greene County, VA 22968 Map

Stuarts Draft, Augusta County, VA 24477 Map

Tappahannock, Essex County, VA 22560 Map

Twin Lakes, Greene County, VA 22973 Map

West Point, King William County, VA 23181 Map

Weyers Cave, Augusta County, VA 24486 Map

Newly-Added USDA Mortgage ZonesMapBenton City, Benton County, WA 99320 Map

Camano, WA 98282 Map

Camano North, WA 98282 Map

Clearwood, Thurston County, WA 98597 Map

Colfax, Whitman County, WA 99111 Map

Dayton, Columbia County, WA 99328 Map

Deer Park, Spokane County, WA 99006 Map

Eatonville, Pierce County, WA 98328 Map

Everson, Whatcom County, WA 98247 Map

Forks, Grays Harbor County, WA 98331 Map

Goldendale, Klickitat County, WA 98620 Map

Granger, Yakima County, WA 98932 Map

Indianola, Kitsap County, WA 98346 Map

Kalama, Cowlitz County, WA 98625 Map

La Center, Clark County, WA 98629 Map

La Conner, Skagit County, WA 98257 Map

Leavenworth, Chelan County, WA 98826 Map

Mabton, Yakima County, WA 98935 Map

Mattawa, Grant County, WA 99349 Map

Medical Lake, Spokane County, WA 99022 Map

Newport, Pend Oreille County, WA 99156 Map

Nine Mile Falls, Spokane County, WA 99026 Map

Peaceful Valley, Whatcom County, WA 98266 Map

Raymond, Pacific County, WA 98586 Map

Warden, Grant County, WA 98857 Map

Newly-Added USDA Mortgage ZonesMapAlderson, Greenbrier County, WV 24910 Map

Glenville, Gilmer County, WV 26351 Map

Hinton, Summers County, WV 25951 Map

Kingwood, Preston County, WV 26537 Map

Madison, Boone County, WV 25130 Map

Montgomery, Kanawha County, WV 25102 Map

Moorefield, Hardy County, WV 26836 Map

Narrows, Monroe County, VA 24963 Map

Oceana, Wyoming County, WV 24870 Map

Paden City, Tyler County, WV 26159 Map

Petersburg, Grant County, WV 26847 Map

Philippi, Barbour County, WV 26416 Map

Ravenswood, Jackson County, WV 26164 Map

Ripley, Jackson County, WV 25271 Map

Shannondale, Jefferson County, WV 25425 Map

Sissonville, Kanawha County, WV 25312 Map

Spencer, Roane County, WV 25276 Map

St. Marys, Washington County, WV 45768 Map

Summersville, Nicholas County, WV 26651 Map

Welch, McDowell County, WV 24801 Map

White Sulphur Springs, Greenbrier County, WV 24986 Map

Newly-Added USDA Mortgage ZonesMapAbbotsford, Clark County, WI 54405 Map

Algoma, Kewaunee County, WI 54201 Map

Amery, Polk County, WI 54001 Map

Arcadia, Trempealeau County, WI 54612 Map

Baldwin, St. Croix County, WI 54015 Map

Barron, Barron County, WI 54812 Map

Bloomer, Chippewa County, WI 54724 Map

Boscobel, Grant County, WI 53805 Map

Brillion, Calumet County, WI 54110 Map

Brodhead, Green County, WI 53520 Map

Cambridge, Jefferson County, WI 53523 Map

Chetek, Barron County, WI 54728 Map

Chilton, Calumet County, WI 53014 Map

Ellsworth, Pierce County, WI 54011 Map

Hayward, Sawyer County, WI 54843 Map

Horicon, Dodge County, WI 53032 Map

Johnson Creek, Jefferson County, WI 53038 Map

Juneau, Dodge County, WI 53039 Map

Kewaunee, Kewaunee County, WI 54216 Map

Kiel, Calumet County, WI 53061 Map

Ladysmith, Rusk County, WI 54848 Map

Lancaster, Grant County, WI 53813 Map

Lodi, Columbia County, WI 53555 Map

Marshall, Dane County, WI 53559 Map

Mauston, Juneau County, WI 53948 Map

Mazomanie, Dane County, WI 53560 Map

Oconto, Oconto County, WI 54153 Map

Oconto Falls, Oconto County, WI 54154 Map

Omro, Winnebago County, WI 54963 Map

Oostburg, Sheboygan County, WI 53070 Map

Osceola, Polk County, WI 54020 Map

Prescott, Pierce County, WI 54021 Map

Pulaski, Brown County, WI 54162 Map

Seymour, Outagamie County, WI 54165 Map

Somerset, St. Croix County, WI 54025 Map

Spooner, Washburn County, WI 54801 Map

Stanley, Chippewa County, WI 54768 Map

Tomahawk, Lincoln County, WI 54487 Map

Waterloo, Jefferson County, WI 53594 Map

Wautoma, Waushara County, WI 54982 Map

Winneconne, Winnebago County, WI 54986 Map

Wrightstown, Brown County, WI 54180 Map

Newly-Added USDA Mortgage ZonesMapKemmerer, Lincoln County, WY 83116 Map

Newcastle, Weston County, WY 82701 Map

Thermopolis, Hot Springs County, WY 82443 Map

Wheatland, Platte County, WY 82201 Map

Ineligible USDA Mortgage Zones (New for 2024)

  • Buckeye, AZ 85326
  • Cienega Springs, AZ 85344
  • Florence, AZ 85132
  • Heber-Overgaard, AZ 85933
  • Munds Park, AZ 86017
  • Rio Verde, AZ 85263
  • Grand Lake, CO 80447
  • Mountain Village, CO 81435
  • Snowmass Village, CO 81615
  • St. James City, FL 33956
  • Wildwood, FL 34785
  • McCall, ID 83638
  • Boothbay Harbor, ME 04538
  • Au Gres, MI 48703
  • Frankfort, MI 49635
  • Higgins Lake, MI 48627
  • St. Helen, MI 48656
  • Glenwood, MN 56334
  • Blowing Rock, NC 28605
  • Lake Royale, NC 27549
  • Watford City, ND 58854
  • Lincoln, NH 03251
  • Meredith, NH 03253
  • Clayton, NY 13624
  • Fire Island, NY 11770
  • Manzanita, OR 97130
  • Rockaway Beach, OR 97136
  • Palmyra, PA 17078
  • Seabrook Island, SC 29455
  • Heartland, TX 75126
  • Sonterra, TX 78258
  • Chincoteague, VA 23336
  • Freeland, WA 98249
  • Friday Harbor, WA 98250
  • Long Beach, WA 98631
  • Point Roberts, WA 98281

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