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Updated: December 2, 2024
2025 Mortgage Loan Limits: Brevard County, Florida
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
Brevard County, Florida, mortgage loan limits apply in:
Brevard County 2025 mortgage loan limits include the following cities: Cape Canaveral, Cocoa, Cocoa Beach, Cocoa West, Grant-Valkaria, Indialantic, Indian Harbour Beach, June Park, Malabar, Melbourne, Melbourne Beach, Melbourne Village, Merritt Island, Micco, Mims, North Merritt Island, Palm Bay, Palm Shores, Patrick AFB, Port St. John, Rockledge, Satellite Beach, Scottsmoor, Sharpes, South Patrick Shores, Titusville, Tropical Park, Viera East, Viera West, West Canaveral Groves, West Melbourne
Historical Charts: Mortgage Loan Limits in Brevard County, Florida
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Brevard County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Brevard County, Florida
Mortgage statistics for Brevard County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
58323
Loan Type
Relative Share
Conventional
64.53%
FHA
17.84%
VA
17.50%
USDA
0.13%
Property Type
Relative Share
1-Unit Homes
99.67%
2-Unit Homes
0.25%
3-Unit Homes
0.03%
4-Unit Homes
0.05%
Borrower Status
Relative Share
One Applicant
57.14%
Two or More Applicants
42.86%
Gender
Relative Share
Male
36.69%
Female
22.06%
Joint Sex
36.45%
Not Available
4.80%
Race
Relative Share
American Indian / Alaska Native
0.42%
Asian
2.60%
Black / African American
5.94%
Native Hawaiian / Other Pacific Islander
0.21%
White
75.29%
Mixed Race
2.52%
Other Race
13.02%
Ethnicity
Relative Share
Hispanic or Latino
9.67%
Not Hispanic or Latino
74.84%
Joint Ethnicity
3.06%
Other Ethnicity
12.43%
Brevard County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Brevard County, Florida
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Brevard County, Florida. Local loan limits and county-level mortgage data updated regularly.
