2025 Mortgage Loan Limits: Los Angeles County, California
| Property Type | 2025 Loan Limit |
|---|---|
| 1-Unit Homes | $1,209,750 |
| 2-Unit Homes | $1,548,975 |
| 3-Unit Homes | $1,872,225 |
| 4-Unit Homes | $2,326,875 |
Source: Federal Housing Finance Agency; Federal Housing Administration
Los Angeles County, California, mortgage loan limits apply in:
Los Angeles County 2025 mortgage loan limits include the following cities: Acton, Agoura Hills, Agua Dulce, Alhambra, Alondra Park, Altadena, Arcadia, Artesia, Avalon, Avocado Heights, Azusa, Baldwin Park, Bell, Bellflower, Bell Gardens, Beverly Hills, Bradbury, Burbank, Calabasas, Carson, Castaic, Cerritos, Charter Oak, Citrus, Claremont, Commerce, Compton, Covina, Cudahy, Culver City, Del Aire, Desert View Highlands, Diamond Bar, Downey, Duarte, East Los Angeles, East Pasadena, East Rancho Dominguez, East San Gabriel, East Whittier, Elizabeth Lake, El Monte, El Segundo, Florence-Graham, Gardena, Glendale, Glendora, Green Valley, Hacienda Heights, Hasley Canyon, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, Huntington Park, Industry, Inglewood, Irwindale, La Cañada Flintridge, La Crescenta-Montrose, Ladera Heights, La Habra Heights, Lake Hughes, Lake Los Angeles, Lakewood, La Mirada, Lancaster, La Puente, La Verne, Lawndale, Lennox, Leona Valley, Littlerock, Lomita, Long Beach, Los Angeles, Lynwood, Malibu, Manhattan Beach, Marina del Rey, Mayflower Village, Maywood, Monrovia, Montebello, Monterey Park, North El Monte, Norwalk, Palmdale, Palos Verdes Estates, Paramount, Pasadena, Pepperdine University, Pico Rivera, Pomona, Quartz Hill, Rancho Palos Verdes, Redondo Beach, Rolling Hills, Rolling Hills Estates, Rose Hills, Rosemead, Rowland Heights, San Dimas, San Fernando, San Gabriel, San Marino, San Pasqual, Santa Clarita, Santa Fe Springs, Santa Monica, Sierra Madre, Signal Hill, South El Monte, South Gate, South Monrovia Island, South Pasadena, South San Gabriel, South San Jose Hills, South Whittier, Stevenson Ranch, Sun Village, Temple City, Topanga, Torrance, Valinda, Val Verde, Vernon, View Park-Windsor Hills, Vincent, Walnut, Walnut Park, West Athens, West Carson, West Covina, West Hollywood, Westlake Village, Westmont, West Puente Valley, West Rancho Dominguez, West Whittier-Los Nietos, Whittier, Willowbrook
Historical Charts: Mortgage Loan Limits in Los Angeles County, California
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Los Angeles County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Los Angeles County, California
Mortgage statistics for Los Angeles County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
| Mortgages | Total |
|---|---|
| Purchase Mortgages (2018-2023) | 275442 |
| Loan Type | Relative Share |
|---|---|
| Conventional | 84.32% |
| FHA | 12.35% |
| VA | 3.31% |
| USDA | 0.03% |
| Property Type | Relative Share |
|---|---|
| 1-Unit Homes | 95.80% |
| 2-Unit Homes | 2.89% |
| 3-Unit Homes | 0.70% |
| 4-Unit Homes | 0.61% |
| Borrower Status | Relative Share |
|---|---|
| One Applicant | 49.81% |
| Two or More Applicants | 50.19% |
| Gender | Relative Share |
|---|---|
| Male | 31.89% |
| Female | 21.39% |
| Joint Sex | 40.01% |
| Not Available | 6.70% |
| Race | Relative Share |
|---|---|
| American Indian / Alaska Native | 0.32% |
| Asian | 18.08% |
| Black / African American | 4.24% |
| Native Hawaiian / Other Pacific Islander | 0.23% |
| White | 53.36% |
| Mixed Race | 4.02% |
| Other Race | 19.76% |
| Ethnicity | Relative Share |
|---|---|
| Hispanic or Latino | 21.16% |
| Not Hispanic or Latino | 57.76% |
| Joint Ethnicity | 3.62% |
| Other Ethnicity | 17.45% |
Los Angeles County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Los Angeles County, California
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Los Angeles County, California. Local loan limits and county-level mortgage data updated regularly.
