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Updated: December 2, 2024
2025 Mortgage Loan Limits: Muskingum County, Ohio
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
Muskingum County, Ohio, mortgage loan limits apply in:
Muskingum County 2025 mortgage loan limits include the following cities: Adams, Adamsville, Blue Rock, Brush Creek, Cass, Clay, Dresden, Duncan Falls, East Fultonham, Falls, Frazeysburg, Fultonham, Harrison, Highland, Hopewell, Jackson, Jefferson, Licking, Madison, Meigs, Monroe, Muskingum, Nashport, New Concord, Newton, North Zanesville, Norwich, Perry, Philo, Pleasant Grove, Rich Hill, Salem, Salt Creek, South Zanesville, Springfield, Trinway, Union, Washington, Wayne, Zanesville
Historical Charts: Mortgage Loan Limits in Muskingum County, Ohio
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in Muskingum County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from Muskingum County, Ohio
Mortgage statistics for Muskingum County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
4860
Loan Type
Relative Share
Conventional
59.63%
FHA
25.62%
VA
8.21%
USDA
6.54%
Property Type
Relative Share
1-Unit Homes
98.09%
2-Unit Homes
1.54%
3-Unit Homes
0.25%
4-Unit Homes
0.12%
Borrower Status
Relative Share
One Applicant
59.55%
Two or More Applicants
40.45%
Gender
Relative Share
Male
37.74%
Female
22.74%
Joint Sex
35.78%
Not Available
3.74%
Race
Relative Share
American Indian / Alaska Native
0.39%
Asian
0.56%
Black / African American
2.72%
Native Hawaiian / Other Pacific Islander
0.08%
White
89.01%
Mixed Race
1.38%
Other Race
5.86%
Ethnicity
Relative Share
Hispanic or Latino
1.01%
Not Hispanic or Latino
91.56%
Joint Ethnicity
0.51%
Other Ethnicity
6.91%
Muskingum County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near Muskingum County, Ohio
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding Muskingum County, Ohio. Local loan limits and county-level mortgage data updated regularly.
