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Updated: December 2, 2024
2025 Mortgage Loan Limits: San Juan County, New Mexico
Property Type
2025 Loan Limit
1-Unit Homes
$806,500
2-Unit Homes
$1,032,650
3-Unit Homes
$1,248,150
4-Unit Homes
$1,551,250
Source: Federal Housing Finance Agency; Federal Housing Administration
San Juan County, New Mexico, mortgage loan limits apply in:
San Juan County 2025 mortgage loan limits include the following cities: Angustura, Aztec, Beclabito, Blanco, Bloomfield, Cedar Hill, Center Point, Crouch Mesa, Farmington, Flora Vista, Fruitland, Kirtland, La Boca, Lake Valley, La Plata, Lee Acres, Middle Mesa, Nageezi, Napi Headquarters, Naschitti, Navajo Dam, Nenahnezad, Newcomb, North Light Plant, Ojo Amarillo, Sanostee, Sheep Springs, Shiprock, South River, Spencerville, Totah Vista, Turley, Upper Fruitland, Waterflow, West Hammond
Historical Charts: Mortgage Loan Limits in San Juan County, New Mexico
Mortgage loan limits adjust annually to match changes in U.S. home values. As home values go up or down in San Juan County, so do the local loan limits. Changes in mortgage loan limits promote affordable homeownership, fair lending, and a balanced housing market.
Mortgage Statistics from San Juan County, New Mexico
Mortgage statistics for San Juan County, sourced from the Home Mortgage Disclosure Act (HMDA) database, maintained by the Federal Financial Institutions Examination Council (FFIEC). The HMDA database contains detailed, anonymous loan data and provides insight into home buyer traits, mortgage borrowing patterns, and mortgage approval rates. Percentages may not total 100% due to rounding.
Mortgages
Total
Purchase Mortgages (2018-2023)
5482
Loan Type
Relative Share
Conventional
51.48%
FHA
32.91%
VA
12.35%
USDA
3.27%
Property Type
Relative Share
1-Unit Homes
99.36%
2-Unit Homes
0.36%
3-Unit Homes
0.05%
4-Unit Homes
0.22%
Borrower Status
Relative Share
One Applicant
54.58%
Two or More Applicants
45.42%
Gender
Relative Share
Male
32.96%
Female
22.60%
Joint Sex
39.57%
Not Available
4.87%
Race
Relative Share
American Indian / Alaska Native
16.07%
Asian
0.73%
Black / African American
0.49%
Native Hawaiian / Other Pacific Islander
0.29%
White
67.00%
Mixed Race
3.68%
Other Race
11.73%
Ethnicity
Relative Share
Hispanic or Latino
15.20%
Not Hispanic or Latino
66.84%
Joint Ethnicity
5.82%
Other Ethnicity
12.15%
San Juan County data represents closed-end, first-lien purchase mortgages for 1-4 unit residential properties since 2018. Source: FFIEC Home Mortgage Disclosure Act
Mortgage Loan Limits Near San Juan County, New Mexico
Get 2025 conforming and FHA mortgage loan limits for the areas surrounding San Juan County, New Mexico. Local loan limits and county-level mortgage data updated regularly.
